This illustration of de-risking agriculture through Earth Observation is based on a satellite image and a comparison beween two parcels.
1 – Absence of plowing by farmer indicates delayed preparedness and higher risk of defaulting on loan reimbursement, either from diversion of purpose or depressed yield arising from late fertilization. Credit disbursement is stalled, pending farmer corrective action. Field agents are dispatched to activate mitigation measures, assist farmer and control risk.
2 – Earth Observation detection of effective field plowing by farmer triggers clearance for the bank to release a first credit instalment for fertilizer purchase, unlocking dispatch of inputs, etc. Continuous monitoring of farmer management and crop response until harvest strengthens a virtuous cycle of best agronomic and transactional practise, de-risking investments across the entire value chain.